Our Initiatives are founded on our simple principle - Tujengane (let’s build one another).
Our platform offers a dual pathway to economic empowerment. Through Tujengane KE Sacco, members enjoy a secure environment to grow their savings and access affordable credit for business and life’s big milestones. Complementing this is Tujengane Boost, our specialized startup incubator that empowers early-stage entrepreneurs with the essential stock or seed capital required to get off the ground.
At the heart of Tujengane Initiatives is a robust financial ecosystem designed to safeguard your wealth and provide the leverage you need to scale. We are more than a savings society - we are a community-owned institution where every member is a partner in our collective prosperity.
Each applicant shall pay a one-off entrance fee of Kshs. 500/= as prescribed in the Sacco By-laws
Each member shall contribute a minimum monthly saving of Kshs. 600/= to build their individual deposit.
Each interested member shall take up a share capital of Kshs. 12,000/= payable in full within twelve months.
Tujengane KE Sacco provides for open membership for anyone who meet the following Requirements
Tujengane KE Sacco has a wide array of credit products.
(Quick Loans)
Amount Range - Minimum of Ksh. 1,000 and a maximum of Ksh. 20,000 depending on deposits.
Loan Period - 1 month.
Interest Rate - 9% (Flat rate calculation).
Applied to top up business stock - the amount is disbursed directly to the supplier.
Amount Range - Minimum of Ksh. 1,000 and a maximum of Ksh. 50,000.
Loan Period - 14 days.
Interest Rate - 0.5% calculated daily.
Interest Calculation - Reducing balance, equal installments.
Processing Fee - 1%.
Guarantorship - Self-guaranteed or a minimum of 1 guarantor.
Emergency Loans
Amount Range - Minimum of Ksh. 1,000 and a maximum of Ksh. 100,000.
Loan Period - Maximum of 3 months.
Interest Rate - 3% per month (Flat rate).
Fees - 1% processing fee and insurance fees charged on the loan amount.
Guarantorship - Minimum of 1 guarantor.
Financing for businesses or individuals to purchase equipment.
Amount Range - Minimum of Ksh.1,000 and a maximum of Ksh. 250,000.
Loan Period - 1 to 24 months.
Interest Rate - 2% per month (Reducing balance, equal installments).
Fees - 1% processing fee and insurance fee charged on the loan amount.
Guarantorship - Minimum of 1 guarantor.
Bridging the gap between a great idea and a great business venture
Tujengane Boost provides business momentum. We understand that for many entrepreneurs, the hurdle isn't just a lack of capital, but a lack of resources to hit the ground running.
We don’t just fund businesses, we ignite them.
Would you want to boost an entrepreneur?
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